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Through the years, you worked hard every day but never lost sight of the day when you would retire and begin living life your way. It was a goal that kept you motivated and uplifted during the demands of daily responsibilities.

Like many people, you may have imagined retiring near the beach where the weather is warm and the days are long. Fortunately, your dream of walking along the waterfront during sunset or lying on a beach any time you please can become a reality.

If you’re looking to fulfill that dream, assisted living facilities in St. Petersburg, FL, might be the answer. 

Why Choose Assisted Living Facilities in St. Petersburg, FL?

Waterfront living has more to offer than magnificent views. Imagine stepping outdoors in the morning to the scent of salty air and the caress of a warm breeze on your skin. You can hear the splashing waves on the beach and the caw of busy seagulls in the air and feel the healing sense of serenity that only a waterfront environment can evoke.

According to experts in the medical community, the unique atmosphere of waterfront living is beneficial to your mental and physical health in many ways. Four of the main benefits of waterfront living in your senior years are:

• Stress relief
• Interaction with others
• Improved health
• Safety and security

Let’s look at these benefits in a little more detail. 

1. A Natural Antidote to Stress

Senior adults experience stress for many reasons. They may be dealing with the loss of a spouse, adjusting to new living arrangements, or dealing with chronic health issues. Waterfront living reduces stress levels as the atmosphere creates a sense of calmness. It’s like being on a vacation that isn’t destined to end in a few days.

2. Easy Interaction with Others

Independent living facilities in St. Petersburg, FL, provide many opportunities for spending time doing fun activities. The facilities are located near waterfront towns that are filled with venues where seniors can enjoy the day. Shopping, museums, guided tours, dining, and movies are just a few examples. 

Of course, there are also endless choices for outdoor activities such as kayaking, waterfront strolls, sunbathing, biking, watersports, and more. Group outings can be a great way to fill the hours and socialize with new friends.

3. Vastly Improved Health

People who reside in waterfront communities tend to spend more time outdoors. All that extra fresh air improves oxygen intake. The increased sun exposure created more vitamin D to help balance serotonin levels and combat free radicals. All these factors combine to increase relaxation and improve mental well-being. 

These benefits, along with the outdoor activities, help seniors enjoy an overall healthier lifestyle — not to mention the health benefits of eating local, fresh seafood.

4. Safety and Security

Waterfront retirement communities have safeguards and restrictions in place to provide a secure environment for senior adults. Many facilities provide 24/7 security services to ensure the safety of their residents day or night.

Is Waterfront Living Right for You?

If you dream of beautiful views, a laidback lifestyle, delicious seafood, and salty air, waterfront living in your senior years is the right choice for you.

Many people feel drawn to the sea. Your inner compass probably points in that direction, so why not follow it?

Moving into an assisted living facility is a major step in elderly life. On top of the emotions are concerns about how this move may affect your and your loved ones’ finances.

Here are five of the most pertinent questions to ask of every assisted care community you look into. 

1. How Much Will It Cost?

What you or your loved ones will pay for assisted living varies, depending on the facility you choose and the services it provides. The average cost of assisted living facilities in Saint Petersburg, FL, runs around $3,825 a month. In surrounding areas, you may be able to find a facility that costs less than $3,000.

Make sure to ask what services and amenities are included in the price. Some communities offer resident care, meals, housekeeping, and medication supervision in their fees. There may be added costs for separate apartments, pet deposits, supplementary meal plans, internet service, or specialized care. 

2. Does the Facility Charge One-Time Fees?

Generally, skilled nursing facilities in St. Petersburg, FL, charge single fees before residents move in. These fees might apply toward administrative costs or physical health evaluations.

Most facilities also require an upfront, non-refundable deposit for securing a space, typically around $1,500 to $2,000, possibly more. Ask your representative which one-time entrance fees might apply to your stay.

3. Can Medicare or Medicaid Help Pay for Assisted Living Facilities in Saint Petersburg, FL?

Medicare does not help pay for assisted living arrangements – only professional medical care. Medicaid, on the other hand, may be able to help defray the cost of assisted living in Florida.

Certain Medicaid programs under the broader Statewide Medicaid Managed Care (SMMC) Long-Term Care Program provide a modest subsidy to cover monthly expenses. These benefits are given through the federal government through the Home and Community-Based Services (HCBS) waiver.

However, help from the HCBS program can be difficult to get due to limits on how many can enroll. Currently, there’s a waitlist to get in, with the most unwell individuals getting the highest priority. Some seniors may exceed the income limits for Medicaid assistance and may not qualify. 

4. Can VA Benefits Help Pay for Assisted Living?

If you are a veteran, you may be able to pay part of your assisted living expenses with the Aid and Attendance benefit that the Department of Veteran Affairs offers. 

This often-overlooked program subsidizes needs-based help for many aspects of assisted living, including physical care and daily routine help. The resident’s condition does not have to be the result of military service to receive VA help. 

5. What Programs Can Help Pay for Assisted Living?

Besides the Medicaid and VA provisions above, you may be able to find financial help from state programs, Social Security, life insurance benefits, long-term care insurance, and some loan programs specifically for assisted living.

New facility residents who can’t sell their home before moving in may be able to secure a short-term bridge loan to finance their assisted living arrangements, taking off the pressure to sell before it’s most profitable to do so.

One of the best parts about Florida is the beautiful beaches. The ever-reaching blue and pretty sand are reasons why retirees are moving to Florida. Enjoying time at the beach can be a great way to spend time with friends, meditate, exercise, and soak up some sun. 

If you are looking into assisted living in Saint Petersburg, you likely want one that’s near the beach. But will you be able to get there? What if you don’t drive? You’ll be happy to know that many assisted and independent living facilities in St. Petersburg, FL, offer “beach day” trips. 

While these are meant to be fun and recreational, it is always important to stay safe. Here are five ways for seniors to enjoy beach days without risk or danger.

1. Wear Sunscreen

Wearing sunscreen is a good practice as an everyday activity, but it is crucial at the beach. The rays from the sun can damage skin and be a contributing factor to diseases, including skin cancer.

Seniors are at a higher risk of experiencing skin damage due to the sun than younger people. They need to wear sunscreen with SPF protection and re-apply as the day goes on.

2. Stay Hydrated

Florida beaches can get very hot and humid in the summer months. Often seniors will become dehydrated without even knowing it, so it is important to stay ahead of the problem and encourage drinking water all day.

3. Don’t Swim Alone

Even seniors who are or were once skilled swimmers should never swim alone. You never know when someone could experience a medical emergency or when a rip current can suddenly sweep someone away. 

You should always keep an eye on one another when swimming, especially the elderly. If your elderly loved one wants to go out in the water, make sure someone accompanies them. 

4. Make Sure Lifeguards Are Present

Even if your group makes a point not to swim alone, swimming can still be dangerous. We often underestimate how much effort it takes to help rescue someone in distress, and a medical emergency in the water can quickly turn into a tragedy. Make sure there are lifeguards around any time an older person is in the water. A trained lifeguard is much more equipped to rescue someone from the water if anything goes wrong. They are also trained in CPR and can help manage the situation before emergency responders arrive.

5. Wear the Right Clothing

Wearing a swimsuit and flip-flops is not enough to stay safe at the beach, particularly for seniors. There are a variety of clothing items to make sure seniors stay safe when spending time at the beach, including:

• Supportive shoes
• Hats
• Long-sleeved shirts
• Warm clothes for when it cools down

Packing the right clothes in addition to accessories like sunglasses and towels will ensure everyone enjoys the day at the beach safely.

Assisted Living in Saint Petersburg

If you or a loved one is considering assisted living, St. Petersburg is a great place to start your search. St. Petersburg is home to many excellent facilities that offer services and amenities to ensure retirees have everything they need.

Ready to stock up on groceries for the week? Assisted living Saint Petersburg lifestyles are best enjoyed with a variety of your favorite snacks – so before you head out for your next shopping trip, here’s a few ideas of some tasty (and healthy!) options that you should consider adding to your list.

Choose Snacks You Can Store

When you move to assisted living Saint Petersburg homes, you typically have a few options for storage. For example, you may have an in-room refrigerator and storage shelves where you can place your food and any other items that you bring along.

Get an idea of your overall storage capacities before you head out shopping. Talk to your center about other storage options, including community fridges and shelves, too!

Know Which Snacks are Healthy for You 

Try to pick healthy snacks that will easily fit into your diet at your new home, such as:

• Grapes and other tasty, snackable fruits 
• Greek yogurt 
• Hummus and pita chips
• Avocado toast 
• “Ants on a Log” – a favorite snack made from celery, creamy peanut butter, and raisins
• Cottage cheese with flax seeds
• Granola bars – available in a variety of tasty flavors

Consider Snacks Provided at Your Assisted Living Saint Petersburg Home 

Did you know that many assisted living homes will provide snacks for their residents? These may come at specific times throughout the day or be available in vending machines. Talk to your center to learn more about what options are available to you and what kind of snack schedules you can anticipate. 

In this way, you can avoid spending money on snacks that will already be available for you. Just as importantly, you can focus on the best way to find healthy options for snacks. But that doesn’t mean that you can’t enjoy the occasional snack pack of potato chips or cookies in moderation!

Keep Yourself Healthy and Happy

When you move into an assisted living Saint Petersburg, Florida, center, it is important to do what you can to eat deliciously and nutritiously. The best assisted living Saint Petersburg has to offer can provide you with many of these snacks and keep you feeling healthy and great! Now is the time to research the dining options available to you when you make your home at your new assisted living facility.

Moving a parent to an assisted living community is a very emotional time for everyone involved. Where you might be worried about how well they will settle in or their mental well-being once they move, they might be nervous about giving up their independence and comfort zone.

You may also be feeling guilty about this move, wondering if you’ve made the right decision and if they are truly happy with it. Until you see them settle into their new home, you will probably keep second-guessing every decision you’ve made about this move. However, with the quality of assisted living options available today, you can be rest assured that eventually they will find their way, make new friends and gain a sense of belonging within their new community.

Here are a few helpful tips on moving a parent to a St. Petersburg assisted living community:

• Don’t rush packing up

Once you have chosen an assisted living community that satisfies the requirements for your parent’s physical and emotional wellbeing, you can help your parents with packing up their current home. Chances are they will want to take their time going through their belongings and may have a hard time giving some of these up. Don’t rush them and don’t expect this process to take a day. Give them the time they need to part with their cherished items and support them by reminiscing about old memories together.

• Furnish and decorate their new home together

Allow your parents to have a say in how they want to decorate their new living space. To purchase furniture or other essential items they will need, ask the assisted living community to provide you a floor plan in advance so you can study the layout together and see how to fit their belongings and what new items they will require.

• Get acquainted with the new assisted living community

While the downsizing process continues at your parent’s current home, encourage them to take time out to visit their new community and take part in events and meet some of the current residents. Getting to know the staff and becoming familiar with the area will be helpful for your parents and make them feel a little more confident once they move in.

• Decide when and how much to visit

You know your parents best, so once they have moved into their new home, you must decide when to start visiting them and how frequently. If you feel your constant presence will hinder them from making new friends and getting familiar with the new territory, then take a step back and give them the space they need to settle in. However, you may also feel that your visits are helping them feel happier and stronger during this transition, and in that case, you should continue taking the time out for them as frequently as you can.

To learn more about assisted living facilities in St. Petersburg, Florida, contact us at Westminster Shores and see the various residences and services we offer for seniors looking to move. Book a tour with us and we are certain you won’t be disappointed with the care and comfort our community can provide for your loved one.

Assisted living facilities in St. Petersburg, Florida offer essential medical services to residents who may need help with their day-to-day life. Before moving your family member to assisted living in Saint Petersburg, you should consider setting up their room. This creates more comfort and ease on the move-in day. The room may be decorated based on the occupier’s needs and preferences. Below, we provide a checklist of what to pack when moving to assisted living facilities.

Comfortable Furniture

Based on the layout and size of the room, a person may bring some of their own furniture. This can make the room feel more familiar and comfortable. However, the choice of furniture must comply with the facility’s safety regulations. Some of the furniture you could consider includes:

• A wardrobe
• Reading lamp
• A favorite chair
• Bedside table
• Chest of drawers
• Bookcase

Favorite Clothing

When moving to assisted living facilities in St. Petersburg, Florida, a person needs clothing for outdoor and indoor activities, nightwear, and formal occasions. These clothes should be comfortable and withstand regular washing and drying. Clothes to consider packing include:

• T-shirts, blouses, or tops
• Cardigans or jumpers
• Trousers, skirts, or dresses
• Activewear for outdoor activities or exercising
• Tights, socks, and underwear
• Slippers
• Indoor shoes
• Nightgowns or pajamas
• Outdoor shoes
• Warm coats and light jackets for the cold and warm weather, respectively
• A dressing gown
• Formal outfits for occasions or parties
• Hats, gloves, scarves

Pillows, Bed Linen, and Towels 

Assisted living facilities provide towels and bedding as part of the cost. However, some people have a particular preference for fabric or style. In this case, a person can carry their own, but they should communicate with the facility beforehand to ensure that their bedding is acceptable. Things to consider packing include a favorite quilt, throw or blanket, sheets, a lap blanket or shawl, hand and bath towels, pillows, and pillowcases.

Electronics, Books, and Hobbies

Electronic items help a person to remain connected to their family and friends. Additionally, they also offer information and entertainment. Meanwhile, books, puzzles, magazines, and other hobbies are good for stimulating the mind and for enhancing socialization with other people.

Personal Care and Hygiene Products 

Although some assisted living facilities offer toiletries as part of the cost, a person may have to pay extra for other facilities. Therefore, you should consider providing hygiene and personal care products that your loved one prefers to their assisted living facility.

Fall is almost here! As the days get shorter and the nights get cooler, this season is the perfect time of year for residents of independent living facilities in St. Petersburg, Florida to enrich their mental and physical health with fall-themed activities. We’ve curated a list of some wellness-focused fall activities for seniors in St. Petersburg that are easy and safe to do in challenging times – continue reading to learn more!

Tailgate Weekends

The advent of fall is nearly synonymous with the kickoff to a fresh football season. Saturdays and Sundays are dominated by America’s most-watched sport, and tailgating is one of the best ways to come together and enjoy a social setting. Socialization can lighten your mood and make you feel happier, and it may even lower your risk of dementia. Even seniors who don’t enjoy football can still enjoy the following tailgating ideas:

• Set up an outdoor lunch with hotdogs, hamburgers, chicken wings, and more.
• Encourage everyone to wear apparel from their favorite teams.
• Bring a TV and turn it to any of the day’s games for extra entertainment.

Seasonal Gardening

Fall is the best time of year to plant perennial flower bulbs, which are those that bloom year after year. Make note of your favorite flowers and consider which ones you’d like to see sprout in a few months. Daffodils, tulips, and hyacinth are popular choices due to their adaptability to all planting zones. Then, come spring, you’ll be able to reap the full rewards of your gardening investment! Flowers are proven to improve mood, memory, and energy, as well as aid in relaxation, making them an ideal activity for residents of St. Petersburg, Florida independent living.

Soak Up the Scenery

Fall is a delight to the senses – the trees change colors, crunchy leaves adorn the ground, and the air feels a little less heavy. There’s no better way to make the most of the season than simply getting outside and enjoying it firsthand! Consider any of the following activities:

• Open a window to let that fresh fall air in.
• Take a walk down a block or two around your St. Petersburg independent living neighborhood.
• Sit back and relax on your backyard or porch. Don’t be afraid to put your legs up!

Whip Up Festive Treats

Apples, pumpkins, cinnamon – these are all staples of many fall-themed recipes. Cooking and baking more often are both good for you because, not only do they enhance new skills, but they also allow you to save money and control what goes into the food you eat. Furthermore, cooking is an act of patience, mindfulness, an outlet for creative expression, and helps to raise one’s self esteem after a job well done. All of these are reasons why making fall treats benefits your mental health (as well as your stomach). So, dust off your favorite recipe book and get to it! Might we suggest:

• Caramel apple pie.
• Pumpkin cinnamon rolls.
• Apple cider donuts.
• And whatever else you love!

Fall presents those in St. Petersburg independent living with a beautiful opportunity to make the most of the great outdoors. Even if you choose not to step foot outside, all it takes is an open window to let those incredible sights and sounds inside. To learn more about premier living in St. Petersburg, give Westminster Shores a call today. Chart your course to luxurious accommodations and amenities in our independent living facilities on the stunning waterfront of Tampa Bay!

Assets can earn you more money in the future. Examples include equipment, supplies, and business vehicles. A copyright or patent on a product you invented are examples of intangible assets. All assets can be minimized before entering an assisted living program.

1. Recycle Tangible Assets

The first thing you can do if you have any physical assets is recycle them prior to entering an assisted living program. You should check with your city’s laws and regulations regarding recycling to learn what type of materials can be recycled. Remember, tangible assets may need to be documented and analyzed when entering independent living. Written errors can lead to delays. Additionally, the benefit of recycling physical items is that doing so puts the materials back to good use while ridding them from the list of financial documentation you need to note.

2. Sell Rights to Products That Aren’t Selling

Before entering an assisted living facility in St Petersburg, if you have patents and copyrights on music or other creations, consider whether or not you’re making money on what you created. While everyone wants to reserve their identity on a creation forever, should someone else want to take the idea to new heights, consider negotiating a sale to make a profit. If you haven’t already considered asset management or other professional services, this way (when done correctly) can earn you profit and save hassle in keeping up with miscellaneous payments.

3. Pay for Independent Living

In assisted living facilities in St. Petersburg, Florida, you can minimize your assets by channeling them into a lump sum payment for your assisted living program. The costs of assisted living can cost under $2,000 for monthly fees. This allows residents the opportunity to get everything they need on the side of amenities and services. If you have extra assets, you can sell them and use the funds to pay for your assisted living expenses.

There are fixed and financial assets, plus many more examples of assets including vehicles, furniture, and accounts receivable. If you talk to the right professionals, you can learn how to minimize these assets so that you don’t have as many financial worries to worry about at once. Assisted living facilities in St. Petersburg, Florida want guests to feel organized and comfortable about their finances before enjoying their stay.